During Budget speech 2016, the Government has introduced the SME Working Capital Loan with the purpose to make the scheme accessible to viable SMEs that may have cash flow concerns or plans to expand the business.

Useful Information to know before you apply for the loan:

Eligibility Criteria
Company registered and operating in Singapore

  • At least 30% local shareholding
  • Company’s Group Annual Sales of ≤ S$100m or company’s Group employment size ≤ 200^

^Annual sales turnover and employment size will be computed on a group basis (i.e. All levels up for corporate shareholders holding > 50% of total shareholding of the applicant company and any subsequent corporate parents, and subsidiaries all levels down).

Funding Support

ScopeDaily operations
Loan AmountUp to $300,000
Loan TenureUp to 5 years
Up to 5 yearsSubject to assessments of risks involved

This scheme is available for 3 years from 2016 to 2019.

Call us now to find out more on the SME Loan Assistance!

Note: This information can also be found in Spring Singapore website.

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